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Loan

Home Loan EMI Cash Back Offer Analysis

January 14, 2014 www.smartpaisa.in

Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of us would have heard about cash back scheme on Home Loan Equated Monthly Instalments (EMI) Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Flat Interest Rate vs Diminishing Balance Interest Rate

December 29, 2013 www.smartpaisa.in

What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Loan or Personal Loan or Credit Card Loan for a particular tenor, you need to not only repay the Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Interest on Education Loan

December 25, 2012 www.smartpaisa.in

For an Individual tax payer, Income Tax Act provides for deduction of interest paid on two types of loans – Home Loan and Education Loan. Section 80E of the Income Tax Act provides for deduction Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Tips on Effective Credit Card Usage

December 25, 2012 www.smartpaisa.in

No don’t worry, this is not another spiel on how you should use credit card within your income limits. This is neither a guide on how you should not overburden your finances by splurging on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

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