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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Investment

    Sukanya Samriddhi Yojana Scheme Account

    Watch Video on Youtube Sukanya Samriddhi Yojana Account (SSY Account) is a Government of India saving scheme targeted at the parents of girl children. Literal translation of the scheme name means Girl Child Prosperity Account. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Car Insurance

    Understanding Motor Insurance Premium

    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time of annual renewal of car insurance policy. Proper understanding of various terms and how premium Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    HRA Exemption – PAN Number of Landlord

    Central Board of Direct Taxes (CBDT) had issued a circular on 10th October 2013 regarding House Rent Allowance (HRA) exemption under section 10(13A) of the Income Tax Act, 1961. As per the circular, if annual Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India as proposed in the Vote Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Home Loan EMI Cash Back Offer Analysis

    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of us would have heard about cash back scheme on Home Loan Equated Monthly Instalments (EMI) Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Income Tax Rates: AY 2022-23 (FY 2021-22)

    February 7, 2021

    new income tax regime new income tax slabs individual without deductions Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Income Tax Rates: AY 2016-17 (FY 2015-16)

    February 28, 2015
  • Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

    February 17, 2014
  • Income Tax Rates: AY 2008-09 (FY 2007-08)

    December 30, 2012

Investment

  • Check your Demat Account Holding Statement

    December 25, 2012
    After depositing a cheque in the bank account, we normally check the account statement to ensure funds have been credited Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020
  • Charges on Closure of Demat Account

    January 20, 2013
  • Sukanya Samriddhi Yojana Scheme Account

    February 20, 2019

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Income Tax Rates: AY 2010-11 (FY 2009-10)

  • Investment

    Withdrawal of IPO applications Post Issue Closure

  • Investment

    ASBA – Application Supported by Blocked Amount

  • Investment

    Investing through Direct Plan of Mutual Funds

  • Others

    Data Usage Charges Reduction

  • Investment

    Charges other than Brokerage for Stock Exchange Transactions

  • Income Tax

    All about Securities Transaction Tax (STT)

  • Income Tax

    Non-Resident Indian (NRI) – Definition under Income Tax Act

  • Banking

    Home Loan EMI Cash Back Offer Analysis

  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

Loan

  • Tips on Effective Credit Card Usage

    December 25, 2012
    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013

NRI

  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
  • Medical / Health Insurance Premium

    December 25, 2012


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