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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Income Tax

    Income Tax Rates: AY 2013-14 (FY 2012-13)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Flat Interest Rate vs Diminishing Balance Interest Rate

    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Loan or Personal Loan or Credit Card Loan for a particular tenor, you need to Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Medical Expenses Allowance vs Medical Expenses Reimbursement

    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped (together with Transport Allowance upto Rs 19,200) and has been replaced with Standard Deduction of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Investment

    Investing through Direct Plan of Mutual Funds

    Mutual Funds Sahi Hai! You must have heard of this phrase, simple translation of which means Mutual funds are right. Let me add one more adage to your dictionary. Direct Plans aur bhi Sahi Hai!! Meaning Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2007-08 (FY 2006-07)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2011-12 (FY 2010-11)

    December 30, 2012
  • Income Tax Rates: AY 2018-19 (FY 2017-18)

    August 27, 2017
  • Transport or Conveyance Allowance

    March 9, 2015

Investment

  • Sukanya Samriddhi Yojana Scheme Account

    February 20, 2019
    Watch Video on Youtube Sukanya Samriddhi Yojana Account (SSY Account) is a Government of India saving scheme targeted at the Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • NRI Investment in Indian Equity Markets

    April 11, 2013
  • Fixed Deposit Maturity Value Calculator

    December 26, 2013
  • Investing through Direct Plan of Mutual Funds

    September 2, 2017

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Banking

    Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

  • Investment

    ASBA – Application Supported by Blocked Amount

  • Car Insurance

    Motor Third Party Liability Insurance – Premium Rates Increase

  • Investment

    NRI Investment in Indian Equity Markets

  • Income Tax

    Non-Resident Indian (NRI) – Definition under Income Tax Act

  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

  • Retirement

    Senior Citizen Savings Scheme

  • Demat

    Understanding BSDA – Basic Services Demat Account

  • Income Tax

    Income Tax Rates: AY 2017-18 (FY 2016-17)

  • Income Tax

    Income Tax Rates: AY 2016-17 (FY 2015-16)

Loan

  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Tips on Effective Credit Card Usage

    December 25, 2012

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Understanding Motor Insurance Premium

    April 18, 2014


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