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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Others

    Data Usage Charges Reduction

    The Great Cut . . . It started with Vodafone slashing 2G data charges by a sharp 80% (on 18th June 2013). 2G data usage rates were slashed from 10 Paisa/10 KB to 2 Paisa/10 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Others

    Number of days work to buy an iPhoneX

    Apple is known for its premium pricing strategy. No doubt Apple products are on the cutting edge in terms of technology and features. However pricing of Apple products has always been on the “higher side”. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Non-Resident Indian (NRI) – Definition under Income Tax Act

    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really a choice we have “To be, or not to be” Resident or Non-Resident, but for Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Medical Expenses Allowance vs Medical Expenses Reimbursement

    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped (together with Transport Allowance upto Rs 19,200) and has been replaced with Standard Deduction of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Car Insurance

    Motor Third Party Liability Insurance – Premium Rates Increase

    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. Motor vehicles can cause bodily injury to third parties or cause Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Income Tax Rates: AY 2019-20 (FY 2018-19)

    August 11, 2018
    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2018-19 (FY 2017-18)

    August 27, 2017
  • Income Tax Rates: AY 2016-17 (FY 2015-16)

    February 28, 2015
  • Income Tax Rates: AY 2011-12 (FY 2010-11)

    December 30, 2012

Investment

  • Charges on Closure of Demat Account

    January 20, 2013
    Shares are kept in the dematerialized or electronic form in two depositories – National Securities Depository Limited (NSDL) and Central Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Fixed Deposit Maturity Value Calculator

    December 26, 2013
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • All about Securities Transaction Tax (STT)

    January 5, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Car Insurance

    Motor Third Party Liability Insurance – Premium Rates Increase

  • Demat

    Charges on Closure of Demat Account

  • Income Tax

    Income Tax Rates: AY 2022-23 (FY 2021-22)

  • Banking

    Fixed Deposit Maturity Value Calculator

  • Income Tax

    Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget

  • Income Tax

    Income Tax Rates: AY 2019-20 (FY 2018-19)

  • Demat

    Understanding BSDA – Basic Services Demat Account

  • Deductions

    HRA Exemption – PAN Number of Landlord

  • Deductions

    Guide to Standard Deduction

  • Non Resident Indian

    Non-Resident Indian (NRI) – Definition under FEMA

Loan

  • Tips on Effective Credit Card Usage

    December 25, 2012
    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014


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