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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Income Tax

    Income Tax Rates: AY 2009-10 (FY 2008-09)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2011-12 (FY 2010-11)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    Savings and current accountholders are typically required to maintain a minimum balance in their bank account. Amount of balance requirement varies from bank to bank, and even the same bank could have differing balance requirement Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Others

    Data Usage Charges Reduction

    The Great Cut . . . It started with Vodafone slashing 2G data charges by a sharp 80% (on 18th June 2013). 2G data usage rates were slashed from 10 Paisa/10 KB to 2 Paisa/10 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Medical Expenses Allowance vs Medical Expenses Reimbursement

    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped (together with Transport Allowance upto Rs 19,200) and has been replaced with Standard Deduction of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Transport or Conveyance Allowance

    March 9, 2015
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Transport Allowance upto Rs 19,200 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2017-18 (FY 2016-17)

    September 21, 2016
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax Rates: AY 2010-11 (FY 2009-10)

    December 30, 2012

Investment

  • All about Securities Transaction Tax (STT)

    January 5, 2013
    Securities Transaction Tax (STT) is the tax payable on the value of taxable securities transaction. STT was introduced in India Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Withdrawal of IPO applications Post Issue Closure

    January 15, 2013
  • NRI Investment in Indian Equity Markets

    April 11, 2013
  • Charges on Closure of Demat Account

    January 20, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Non-Resident Indian (NRI) – Definition under Income Tax Act

  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Union Budget

  • Deductions

    Guide to Section 80C Deductions

  • Income Tax

    Income Tax Rates: AY 2009-10 (FY 2008-09)

  • Income Tax

    Income Tax Rates: AY 2012-13 (FY 2011-12)

  • Income Tax

    Income Tax Rates: AY 2011-12 (FY 2010-11)

  • Deductions

    Medical / Health Insurance Premium

  • Investment

    Sukanya Samriddhi Yojana Scheme Account

  • Income Tax

    Income Tax Rates: AY 2013-14 (FY 2012-13)

  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

Loan

  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014


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