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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Deductions

    All about House Rent Allowance (HRA)

    House Rent Allowance (HRA) is generally paid as component of salary package. This allowance is given by an employer to an employee to meet the cost of renting an accommodation.  Section 10(13A) of the Income Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Investment

    Sukanya Samriddhi Yojana Scheme Account

    Watch Video on Youtube Sukanya Samriddhi Yojana Account (SSY Account) is a Government of India saving scheme targeted at the parents of girl children. Literal translation of the scheme name means Girl Child Prosperity Account. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2007-08 (FY 2006-07)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Credit Card

    Tips on Effective Credit Card Usage

    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This is neither a guide on how you should not overburden your finances by splurging on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2017-18 (FY 2016-17)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Income Tax Rates: AY 2023-24 (FY 2022-23)

    February 19, 2022

Investment

  • Check your Demat Account Holding Statement

    December 25, 2012
    After depositing a cheque in the bank account, we normally check the account statement to ensure funds have been credited Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Charges on Closure of Demat Account

    January 20, 2013
  • ASBA – Application Supported by Blocked Amount

    January 17, 2015
  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Income Tax Rates: AY 2018-19 (FY 2017-18)

  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

  • Public Provident Fund

    PPF Calculator with Yearly Chart & Graph

  • Others

    Number of days work to buy an iPhoneX

  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

  • Banking

    Home Loan EMI Cash Back Offer Analysis

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    Interest on Education Loan

  • Credit Card

    Tips on Effective Credit Card Usage

  • Investment

    NRI Investment in Indian Equity Markets

  • Deductions

    Medical / Health Insurance Premium

Loan

  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Tips on Effective Credit Card Usage

    December 25, 2012

NRI

  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
    Just became a Non-Resident Indian (NRI)? One of the first practical issues you face is regarding your bank accounts in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Understanding Motor Insurance Premium

    April 18, 2014


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