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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Car Insurance

    Motor Third Party Liability Insurance – Premium Rates Increase

    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. Motor vehicles can cause bodily injury to third parties or cause Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2008-09 (FY 2007-08)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under : Assessment Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    Medical / Health Insurance Premium

    Section 80D of the Income Tax Act provides for deduction of Health Insurance premium or Medical Insurance premium or Mediclaim premium from Gross Total Income. Just like Life Insurance premium payment can help you save Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Non-Resident Indian (NRI) – Definition under Income Tax Act

    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really a choice we have “To be, or not to be” Resident or Non-Resident, but for Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Others

    Data Usage Charges Reduction

    The Great Cut . . . It started with Vodafone slashing 2G data charges by a sharp 80% (on 18th June 2013). 2G data usage rates were slashed from 10 Paisa/10 KB to 2 Paisa/10 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Guide to Section 80C Deductions

    January 25, 2013
    Are you looking to save some tax? Your first port of call should be Section 80C of the Income Tax Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Transport or Conveyance Allowance

    March 9, 2015
  • Income Tax Rates: AY 2015-16 (FY 2014-15) – Union Budget

    July 11, 2014
  • Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget

    December 22, 2019

Investment

  • Fixed Deposit Maturity Value Calculator

    December 26, 2013
    Fixed Deposits as an Investment Option Fixed Deposits have traditionally been one of the most safe investment option preferred by Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020
  • Charges on Closure of Demat Account

    January 20, 2013
  • Sukanya Samriddhi Yojana Scheme Account

    February 20, 2019

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Banking

    Home Loan EMI Cash Back Offer Analysis

  • Income Tax

    Income Tax Rates: AY 2018-19 (FY 2017-18)

  • Income Tax

    Income Tax Rates: AY 2016-17 (FY 2015-16)

  • Banking

    Flat Interest Rate vs Diminishing Balance Interest Rate

  • Income Tax

    Medical Expenses Allowance vs Medical Expenses Reimbursement

  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

  • Banking

    Fixed Deposit Maturity Value Calculator

  • Demat

    Understanding BSDA – Basic Services Demat Account

  • Non Resident Indian

    Non-Resident Indian (NRI) – Definition under FEMA

  • Income Tax

    Income Tax Rates: AY 2021-22 (FY 2020-21)

Loan

  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
  • Interest on Education Loan

    December 25, 2012

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Understanding Motor Insurance Premium

    April 18, 2014


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