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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Investment

    Sukanya Samriddhi Yojana Scheme Account

    Watch Video on Youtube Sukanya Samriddhi Yojana Account (SSY Account) is a Government of India saving scheme targeted at the parents of girl children. Literal translation of the scheme name means Girl Child Prosperity Account. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Home Loan EMI Cash Back Offer Analysis

    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of us would have heard about cash back scheme on Home Loan Equated Monthly Instalments (EMI) Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    HRA Exemption – PAN Number of Landlord

    Central Board of Direct Taxes (CBDT) had issued a circular on 10th October 2013 regarding House Rent Allowance (HRA) exemption under section 10(13A) of the Income Tax Act, 1961. As per the circular, if annual Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Credit Card

    Tips on Effective Credit Card Usage

    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This is neither a guide on how you should not overburden your finances by splurging on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2012-13 (FY 2011-12)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2022-23 (FY 2021-22)

    February 7, 2021
  • Income Tax Rates: AY 2013-14 (FY 2012-13)

    December 30, 2012
  • All about Securities Transaction Tax (STT)

    January 5, 2013

Investment

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020
  • All about Securities Transaction Tax (STT)

    January 5, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Investment

    Withdrawal of IPO applications Post Issue Closure

  • Income Tax

    Income Tax Rates: AY 2010-11 (FY 2009-10)

  • Deductions

    All about House Rent Allowance (HRA)

  • Others

    Number of days work to buy an iPhoneX

  • Income Tax

    Income Tax Rates: AY 2023-24 (FY 2022-23)

  • Car Insurance

    Understanding Motor Insurance Premium

  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

  • Income Tax

    Income Tax Rates: AY 2008-09 (FY 2007-08)

  • Banking

    Non-Resident Indian (NRI) – Different type of Bank Accounts

  • Income Tax

    Income Tax Rates: AY 2019-20 (FY 2018-19)

Loan

  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
  • Tips on Effective Credit Card Usage

    December 25, 2012

NRI

  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
    Just became a Non-Resident Indian (NRI)? One of the first practical issues you face is regarding your bank accounts in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • NRI Investment in Indian Equity Markets

    April 11, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014


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