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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Banking

    Non-Resident Indian (NRI) – Different type of Bank Accounts

    Just became a Non-Resident Indian (NRI)? One of the first practical issues you face is regarding your bank accounts in India. What kind of bank account can be maintained and operated – NRO / NRE Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    All about House Rent Allowance (HRA)

    House Rent Allowance (HRA) is generally paid as component of salary package. This allowance is given by an employer to an employee to meet the cost of renting an accommodation.  Section 10(13A) of the Income Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Investment

    Withdrawal of IPO applications Post Issue Closure

    Yes, withdrawal of Initial Public Offer (IPO) application can be done even after the issue closure!! It is commonly known that in book built issues applicants can revise or withdraw their bids till the issue Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Fixed Deposit Maturity Value Calculator

    Fixed Deposits as an Investment Option Fixed Deposits have traditionally been one of the most safe investment option preferred by people with low risk appetite. Generally fixed deposits are offered by banks, but fixed deposit Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    Guide to Section 80C Deductions

    Are you looking to save some tax? Your first port of call should be Section 80C of the Income Tax Act. Section 80C provides for deduction from Gross Total Income for certain eligible investments and Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

    February 17, 2014
  • Income Tax Rates: AY 2009-10 (FY 2008-09)

    December 30, 2012
  • Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget

    December 22, 2019

Investment

  • Investing through Direct Plan of Mutual Funds

    September 2, 2017
    Mutual Funds Sahi Hai! You must have heard of this phrase, simple translation of which means Mutual funds are right. Let Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Charges on Closure of Demat Account

    January 20, 2013
  • Withdrawal of IPO applications Post Issue Closure

    January 15, 2013
  • Fixed Deposit Maturity Value Calculator

    December 26, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
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    Uncategorized

    Latest Personal Income Tax Rates

  • Non Resident Indian

    Non-Resident Indian (NRI) – Definition under FEMA

  • Income Tax

    Income Tax Rates: AY 2010-11 (FY 2009-10)

  • Deductions

    Medical / Health Insurance Premium

  • Investment

    Sukanya Samriddhi Yojana Scheme Account

  • Investment

    ASBA – Application Supported by Blocked Amount

  • Income Tax

    Income Tax Rates: AY 2007-08 (FY 2006-07)

  • Credit Card

    Tips on Effective Credit Card Usage

  • Banking

    Fixed Deposit Maturity Value Calculator

  • Investment

    NRI Investment in Indian Equity Markets

Loan

  • Tips on Effective Credit Card Usage

    December 25, 2012
    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014

NRI

  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • NRI Investment in Indian Equity Markets

    April 11, 2013
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Understanding Motor Insurance Premium

    April 18, 2014


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